Embryo Financial Services

26 Station Road
Rondebosch 7700
Cape Town

PO Box 23565
Claremont 7735
Cape Town

Tel: +27 (0) 21 686 5500
Fax: +27 (0) 21 685 5788

Welcome to Embryo Financial Services

Embryo was founded in 2005 to provide financial advisory services to individuals and companies. Leveraging off the academic qualifications, experience and industry contacts of Colin Dutkiewicz, together with an extended association of experienced employee benefits practitioners.

Colin has 15 years of experience in the financial services industry, having worked for Southern Life, Norwich Life and RGA Reinsurance. He is a Certified Financial Planner

through the Financial Planning Institute – the premier qualification for financial advisors in South Africa. He is a qualified actuary through the Institute of Actuaries (UK), completed in 1997. His experience includes 4 years of valuing pension funds and medical aid schemes and 3 years as group risk manager for a life office.
Embryo is registered with the Financial Service Board as an approved Financial Services Provider (FSP No. 25949).